![]() FinWise Bank’s participation in rent-a-bank schemes erases efforts by states to protect residents from predatory lenders through modest interest rate caps,” said Kimberly Fountain, Consumer Financial Justice Organizer. “The FDIC can protect consumers, especially low wage earning working families by down-grading FinWise Bank. ![]() Under FDIC Guidance, banks are responsible for risks that arise from third-party relationships to the same extent as if the activity were handled by the institution. ![]() Improper debt collection tactics, including collecting debt not owed, failure to validate debts, harassment and abuseĬredit reporting problems, including incorrect information and failure to respond to disputes and errors Receiving loans that they never applied for and identity theft The comments described how FinWise Bank partners American First Finance, Elevate, and OppFi have generated hundreds if not thousands of complaints to the Consumer Financial Protection Bureau (CFPB) about:ĭeception and unaffordable interest rates on loans that borrowers are unable to repay FinWise Bank must be stopped from fronting for these loans that are illegal across the country,” said Rachel Gittleman, financial services outreach manager at Consumer Federation of America. “Predatory payday and installment lenders are using harmful ‘rent-a-bark’ partnerships with FDIC banks, like FinWise, to make triple-digit interest rate loans to unsuspecting consumers. Most states have interest rate limits to stop predatory lending, but predatory lenders try to evade state laws by laundering their loans through banks, which are exempt from state rate caps. Two of FinWise Bank’s other rent-a-bank lenders, Elevate and OppFi, have rates well over 50% for charge-offs, a measure of debts unlikely to be collected, illustrating high-rates of default and the predatory nature of their loans.įinWise Bank, chartered in Utah and supervised by the FDIC, is one of only a few rogue banks that front for predatory lenders. “High-cost credit that extracts wealth and crushes borrowers with debt does not meet communities’ credit needs and must be penalized on CRA exams.” “The FDIC’s assessment of FinWise Bank must take into account the full scope of its business practices,” said Nadine Chabrier, senior policy and litigation counsel at the Center for Responsible Lending. and its was super cute but… American first finance if you read this YOU GUYS ARE SCAMMERS AND LIERS dont trust them guys!!!!!!” One consumer complained, “I purchase a puppy. ![]() The advocates’ comments pointed out that American First Finance has twice as many complaints as EasyPay. FinWise Bank’s partner American First Finance has a business model similar to that of EasyPay Finance, offering predatory puppy loans and other deceptive, high-cost loans through retail stores for pets, furniture, auto repairs and appliances. “FinWise Bank’s predatory credit that borrowers can’t afford to repay and that evades state interest rates does not meet the convenience and needs of communities as required by the CRA.”Įarlier this year, the FDIC downgraded another bank, Transportation Alliance Bank, over unfair or deceptive acts or practices by one of its partners, likely EasyPay Finance. “Hundreds of complaints revealing FinWise Bank’s predatory puppy loans, unaffordable lending and potential violations of the law strongly support downgrading the bank’s Community Reinvestment Act rating” said Lauren Saunders, associate director at the National Consumer Law Center. FinWise Bank’s lending through American First Finance, Elevate, and Opportunity Financial (OppFi), offering loans at up to 160% APR, raises serious consumer protection issues and fails to meet the convenience and needs of the communities it serves. A coalition of consumer advocates submitted a letter to the Federal Deposit Insurance Corporation (FDIC) in connection with the agency’s Community Reinvestment Act (CRA) examination of FinWise Bank.
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Effortlessly define the structure of a JSON file and output as many as needed The main window enables users to begin building their JSON project or open an existing one, stored on their computer, for further customization. The program features a fairly simple and straightforward appearance, its tabbed interface making it approachable for anyone, no matter the level of experience with similar tools. The utility allows you to generate JSON data, and export the generated JSON files. Schemas, JSON, Data Generation, Synthetic Data, DataGen, DSL, Dataset, Grammar, Randomization, Open Source, Data Science, REST API, PEG.DTM Data Generator for JSON is an effective and user-friendly software solution whose main function resides in automatically creating JSON files, which QA professionals can use in their testing or development work. This tool allows you to generate random JSON files from a template. Its purpose is to parse schema files and generate corresponding DSL models, effectively translating the JSON specification to a DataGen model, then using the original application as a middleware to generate the final datasets.īibTeX - Entry = ![]() This new platform builds upon its prior version and acts as its complement, operating jointly and sharing the same data layer, in order to assure the compatibility of both platforms and the portability of the created DSL models between them. The objective of this new product, DataGen From Schemas, is to expand DataGen’s use cases and raise the datasets specification’s abstraction level, making it possible to generate synthetic datasets directly from schemas. DataGen is able to parse these models and generate synthetic datasets according to the structural and semantic restrictions stipulated, automating the whole process of data generation with spontaneous values created in runtime and/or from a library of support datasets. This paper focuses solely on the JSON Schema component of the application.ĭataGen’s prior version is an online open-source application that allows the quick prototyping of datasets through its own Domain Specific Language (DSL) of specification of data models. This new version of DataGen is an application that makes it possible to automatically generate representative synthetic datasets from JSON and XML schemas, in order to facilitate tasks such as the thorough testing of software applications and scientific endeavors in relevant areas, namely Data Science. This document describes the steps taken in the development of DataGen From Schemas. ![]() ![]() This means that the app will not remember copied data from apps that have been blacklisted. While it offers features such as the ability to remember a practically infinite number of copied data, it also has the unique ability that allows users to set exceptions on a per app basis. The feature sets for these apps have started to get increasingly similar, however, I have not included any app that did not offer at least one different feature than the rest of the apps. However, for every other purpose, Flycut is an amazing clipboard manager. Unfortunately, Flycut doesn’t support copying images either. Letting go of the hotkeys produces the same result as in Jumpcut, by automatically pasting the displayed result at the position of your cursor. The scrolling feature remains the same, and you can scroll through all the copies you have made using the arrow keys on your keyboard. This is extremely useful as it ensures that you don’t end up with multiple copies of the same data, especially if you copy a lot of stuff in one go, to paste it later.įlycut also has the option to adjust the height of the pop up window that opens up when you use the hotkey command to go through all the content you have copied. I mean, if you are going to start supporting formats that are barely used, if at all, why not atleast support BMP files?įlycut has the option to automatically remove duplicate copies. When I first read that feature, I was sold, and I tried it out, only to be completely disappointed, when I found out that the app only supports TIFF and PICT formats. PICT format! It does not support any of the standard formats that normal people use, not JPEGs, PNGs, not even BMPs. Using ClipMenu, you can copy text data, PDFs, RTF files and more. It also automatically organises copied items into folders for what I’m sure the developers meant to be easy “maintainability” of copied contents, but it ends up hindering productivity, rather than increasing it.ĬlipMenu also supports additional file formats, which Jumpcut and Flycut don’t. This setting can be adjusted in the preferences for ClipMenu. For starters, ClipMenu can remember any number of items that you want it to. That is probably the only issue that I faced with the app.ĬlipMenu is a clipboard manager that offers a lot more features than Jumpcut or Flycut and the features are highly useful as well. ![]() If there is one feature that I wish Jumpcut had, it is the ability to copy and paste images. The menu bar icon also gives a quick view of upto 40 of the latest copies made by the user, which can come in very handy for quickly copying an older result, without having to navigate through all of the newer results in the pop up window. As one might expect, pressing the hotkey combination makes a small window pop up, with the contents of the last copy you made the copied contents can be scrolled through by using the arrow keys, and letting go of the hotkey results in the displayed result being automatically pasted at the position of your cursor. The app opens up as a menu bar application and can be activated using a customisable hotkey combination. ![]() Jumpcut can remember up to 100 copies, which really should be enough for any normal user. The features that Jumpcut offers are exactly what one would expect from a basic “get it done” implementation of a clipboard manager app. Jumpcut is an open source clipboard manager app. After hours of research, and a lot of testing, we can finally present 5 free clipboard managers for Mac: 1. Obviously, we scoured through the muddy waters of the internet, and tried out every free clipboard manager app under the sun. Now that you have the basics down, it’s time to add more details. This will make the flames look like they are casting light on the house. Use your colored pencils to add shadows where the smoke and flames meet the walls. To give your drawing some depth, add shading to your burning house. Use different shades of orange, red, and yellow to make the flames look more realistic. Use colored pencils to color in the flames and smoke. It’s time to add some color to your burning house. You can use a black marker or a darker shade of brown or red. This will make the drawing sharper and help make the fire stand out. Once you are happy with your sketch, go over the lines you want to keep with a marker. You can make the flames look bigger and bolder by drawing thicker lines or shadows. Add details like smoke and debris for added realism. Use your pencil to sketch out the flames coming out of the windows and from the roof. Now comes the fun part – sketching the fire! This is where you get to be creative. Remember to add perspective, which will give the drawing a 3D look. Draw details for the door, like a handle and doorknob, and the window frames. Sketch the roof’s shingles and any chimneys or vents. Now that you have the basic shape of your burning house, it’s time to add some details. You can use a ruler to make straight lines and keep your shapes proportional. Then, add a smaller rectangle or square for the front door and windows. Use your pencil to make a square or rectangle for the house’s main walls and a triangle for the roof. ![]() Roll with it: How to Make Delicious Spring Rolls with Rice Paper Start with Basic Shapesīegin with a rough sketch of the house’s base shape. The beta was generally well-received by those who played it. ![]() Upcoming changes will make it easier for new players to get started and learn. Global Beta Test has finally started We hope you enjoy the extreme and fierce battle of various solders and heroes on the battlefield of a destructive yet fascinating world. Warhaven previously held an open beta in December and subsequently released a video speaking about their findings and some interesting statistics. Following last years beta test, Warhaven has been updated to follow the development teams lessons learned from it. The schedule for Global Beta Test on Steam was also announced, and the dates are as shown below. Lee spoke of the appetite for medieval battlers, for reference - For Honor still maintains a healthy average of around 3,000 average players per day while Chivalry 2 has averaged 2,500 daily players over the last 30 days (per Steam Charts). Warhaven Nexon reveals Global Beta Test schedule for new medieval fantasy 16 vs 16 title cinderboy SeptemFormerly known as Project HP, Nexon today confirmed the official name for its large-scale medieval fantasy PVP title as Warhaven. Throughout the summer we will share a number of videos with our audience highlighting different characters, large-scale battles and everything that sets Warhaven apart.” Warhaven’s director Lee Eun-seok shared a small statement following the debut of the trailer, saying “We were thrilled to see Warhaven during Summer Game Fest! We know there is an appetite for medieval-fantasy action in the PvP space and Warhaven is an answer to that. READ MORE: The Day Before Slated Once Again Due To "Strangest Trailer Ever"Ī new trailer aired during today’s Summer Game Fest, blending cinematics and smooth gameplay. A new speedy dagger-wielding character named Hush will be available during the early access demo. The player will have six warriors to choose from, ranging from the quintessential swordsman Blade to the trickster Smoke, who can deflect projectiles and heal allies. Skirmish has just one control point at the centre of the map, fueling more chaotic gameplay (per IGN). Following the open beta test last fall, the developers have made. Dominion involves gaining and holding outposts across the map, similar to Call of Duty’s Domination or Halo’s Strongholds. Warhaven is an upcoming free-to-play PVP combat game that seeks to add a tactical element to the carnage of medieval battles. Smash, Slice, and Spellbind as you enter the Frey in Fall 2023.Presented by Warhaven. The launch will feature two game modes, Dominion and Skirmish. Check out the latest Combat Trailer for Warhaven, a free-to-play 16-on-16 PVP medieval fantasy combat game. Warhaven is a 16v16 brawler with objective-based gameplay. Essentially, For Honor caters to those who prefer a third-person experience while Chivalry dominates the first-person market. While the title has not been officially released yet, gamers can get a taste of the action through the available demo and beta tests. The medieval brawler genre hasn’t had many heavy hitters since the original Chivalry rose to prominence. Warhaven is an upcoming multiplayer game that offers players the opportunity to engage in thrilling battles set in medieval and magical landscapes. Selected creators will enjoy various benefits such as exclusive in-game items and promotion of their channels.Nexon’s upcoming medieval battler Warhaven will have a free demo available during Steam Next Fest (June 19 to June 26). In “Gella,” small cannons become your best allies, and in “Hwara,” soldiers race to bring their war machines to enemy lines.ĭuring this period, Nexon will launch a second round of recruiting partner creators for the title from October 13th to 26th. In Moshabarg, players can take advantage of colossal crossbows and human cannons to fight for victory. In “Podden” players compete for control of the central base within a fortress. Previously known as Project HP, the title promises to offer players a massive and visceral team-based close. From Nexon, in Warhaven you need to take up arms and master the magical arts to survive the confrontations you will experience in the world of Herarth. In the forthcoming beta, players will be able to wield their weapons across four unique battlefields, each with unique characteristics and objectives. The Global Beta will run from October 12, 2022, through November 2, 2022, on Steam. Anyone interested in getting into the game can request access through Steam. PT and will run for three weeks through November 2nd. The global test begins today at 5:00 p.m. ![]() The Global Beta Test will run from October 11th at 5pm PT through November 2nd and will feature 3 unique game modes: Skirmish, Onslaught, and Arms Race.Ĭhances for exclusive in-game items and a unique rabbit mask through a variety of events Nexon will launch a second recruitment round for Partner Creators from October 13th to 26th. Nexon is pleased to announce that the global beta test of its new PvP fighting title WARHAVEN will be available later today to all users who have requested access on the game’s official Steam page. ![]() If you’re having Slack issues with audio on your calls, there are a few troubleshooting methods you can try. Maybe you’re on a Slack video call, but you’re having trouble hearing the people on the other end, or they’re having trouble hearing you. In the pop-up menu that appears, choose Mute/Unmute #Name-of-Channel. You can also mute a channel by opening that channel, clicking on the Show channel details icon, and then clicking on the More icon. To mute (or unmute) a channel, you can right-click on a channel’s name in the sidebar and choose the Mute/Unmute Channel option from the menu that pops up. If you mute a channel, you won’t receive notifications from it even in situations where you’re mentioned. You also have the option to mute a channel. You should be able to join the channel again if you need to do so later. In the pop-up menu that appears, choose Leave #Name-of-Channel. This icon looks like a circle with an “i” in it. You can also leave a channel by navigating to that channel and then clicking on the Show Channel Details icon in the top-right corner of that channel. ![]() When you want to leave a channel, just right-click on the channel’s name in your sidebar and select the Leave Channel option from the menu that appears. You can also just leave a channel if you think most of the messages in it don’t really concern you. In the pop-up menu that appears, choose your desired time period for which you’d like notifications to be paused. ![]() To do so, select your Profile Picture icon in the top-right corner of your screen and choose Pause Notifications. The three most effective methods are: Do Not Disturb, leaving a channel, or muting a channel.Įnabling the Do Not Disturb (DND) feature is great if you need to temporarily mute all notifications. That’s great, except for the fact that now you’re getting what seems like a million notifications on your computer and phone every time a co-worker says something, even when it has nothing to do with you. You’ve just been enrolled in your company’s Slack workspace and have been invited to a number of channels so you can keep up with the goings-on at your job. In most cases, this should resolve your connectivity issue. If your connection is the problem, then you’ll need to reset your internet connection and then restart Slack. You can confirm such an outage by visiting a website like Downdetector, which will allow you to look up the current outage status of services like Slack. If your connection passes the two tests above, then it’s likely that Slack is experiencing its own platform-wide outage, and you’ll have to wait until Slack resolves it. Slack also recommends checking your connection to its service by using its own connection test, which can be accessed at /help/test. Check your connection by attempting to load another website in your browser. ![]() If you’re having trouble connecting to Slack, the first thing you need to do is check your own connection. It’s also possible that your connection issues could be on your end. And while there have been instances of the entire platform being down, connectivity issues don’t just stem from worldwide outages. One of the most common issues with Slack is connectivity. Man sends note next door after their child's ball flies over his fence one too many times.The rise and fall of Wilko: From tiny family-run hardware store to High Street stalwart, Britain's best-loved chain could finally close for good after 90 years of providing families their everyday essentials from lightbulbs to pick n mix.World Scout Jamboree HELL: Volunteers 'incandescent at lack of leadership' amid demands to cancel event as US pulls out completely and 4,500 British children are evacuated to hotels as heatwave hits 100F in South Korea. ![]() The real victims of the 'disgraceful' cancer crisis: Sufferers tell of 8-week waits for treatment and being given 2 years to live for disease 'I should not have'.Rosie Green tries out the latest treatments The intimate problem we don't want to share: Many find it too embarrassing to discuss, but more than half of women suffer from stress incontinence.Police face furious backlash after parking speed camera car on the pavement and blocking wheelchairs, prams and mobility scooters from passing.My dream home turned into new-build hell: Father-of-three reveals how he found dozens of faults in his three-bed Barratt home and builders have failed to turn up for repairs 13 times.30 years later I tried to get in touch and they rejected me all over again: Inspiring story of brave man who has overcome genetic condition to build a successful life My parents abandoned me when they saw my face.Do YOU know what the FOURTH side of the cheese grater is for? Chefs try to solve the age old question. ![]() BBC News star Jane Hill WALKS OUT of cinema halfway through Christopher Nolan's Oppenheimer film as she points out major flaw that left her 'disappointed'.Council prevents schools from using teaching material on how to perform oral and anal sex, pushing trans terms like 'assigned at birth' and promoting controversial Genderbread man.Storm Antoni live: Met Office issues danger to life warning and homeowners evacuated as rain and gale force winds hit UK.Storm Antoni lashes the UK: Met Office upgrades 'danger to life' weather warning as rain and 70mph winds sweep the country with homes evacuated and outdoor events cancelled (but there's no stopping revellers at Brighton Pride!). ![]()
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